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Friends that fund pre-launch contest. Win $10,000 cash. No purchase necessary

3 Easy Steps

Three easy steps to win $10,000 cash!

  1. 1. Pre-register with Webtalk. Instantly earn one entry in the 'Friends that Fund' contest.
  2. 2. Create your profile URL
  3. 3. Share your URL with friends! Earn one entry for every friend referral who Pre-Registers!

The winner is drawn randomly after launch. See the Official Rules for more details.

Even More Incentive

All referrals made now count towards your book of business!

Say goodbye to the 'One Time' commission!

When Webtalk launches, any publisher or marketer can join our FREE SocialCPA™ affiliate program and build a Book of Business.

The Webtalk members in your Book of Business generate you a 10% RESIDUAL commission on:

  • Advertising Sales
  • Premium Subscription Sales
  • Classified Ad Sales
  • Merchandise Sales
  • Voucher 'Coupon' Sales

Say hello to a LIFETIME Book of Business!

Get a head start by pre-registering today!

Check it all out again

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THE WEBTALK FRIENDS-THAT-FUND CONTEST OFFICIAL RULES Official Rules NO PURCHASE NECESSARY. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.

  1. Eligibility: The Webtalk Friends That Fund (FTF) Contest (the Contest) is open to legal residents of the US and most other countries who are at least eighteen (18) years old at the time of entry. Employees of Webtalk and its affiliated marketing partners as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. Subject to all applicable federal, state, and local laws and regulations. Void where prohibited. Participation constitutes entrant's full and unconditional agreement to these Official Rules and Webtalk's decisions, which are final and binding in all matters related to the Contest. Winning is contingent upon fulfilling all requirements set forth herein.
  2. Timing: The Contest begins on August 15, 2011 and ends when Webtalk has reached one-million (1,000,000) members after the official launch of Webtalk.org or August 14, 2012, whichever comes first. (the "Promotion Period").
  3. How to Enter: Pre-register / register for Webtalk.org by entry deadline. Additional entries will be awarded for Webtalk new member referrals made by an existing Webtalk member if the referral is made by the entry deadline. A Webtalk member is someone who has completed Webtalk's new member registration process in its entirety. Referrals must be made by using the profile URL assigned to each user, which allows Webtalk to track the amount of referral entries awarded.
  4. Grand Prize Drawing: Webtalk will randomly select the potential FTF Contest winner from all eligible entries received during the Promotion Period, on or around August 15, 2012. If a potential winner cannot be contacted within 10 business days, potential winner forfeits prize. Potential winner must continue to comply with all terms and conditions of these Official Rules, and winning is contingent upon fulfilling all requirements. In the event that a potential winner is disqualified for any reason, Webtalk will award the applicable prize to an alternate winner by random drawing from among all remaining eligible entries. Only three (3) alternate drawings will be held, after which the prize will remain un-awarded.
  5. Prize: $10,000 CASH. Prize is non-transferable and no substitution will be made. Winner is responsible for all taxes and fees associated with prize. 6. Release: By receipt of Prize, winner agrees to release and hold harmless Webtalk, and its respective subsidiaries, affiliates, suppliers, distributors, advertising/promotion agencies, and prize supplier, and each of their respective parent companies and each such company's officers, directors, employees and agents (collectively, the "Released Parties") from and against any claim or cause of action, including, but not limited to, personal injury, death, or damage to or loss of property, arising out of participation in the Contest or receipt or use or misuse of the prize.
  6. Publicity: Except where prohibited, participation in the Contest constitutes winner's consent to Webtalk's and its agents' use of winner's name, likeness, photograph, voice, opinions and/or hometown and state for promotional purposes in any media, worldwide, without further payment or consideration.
  7. General Conditions: Webtalk reserves the right to cancel, suspend and/or modify the Contest, or any part of it, if any fraud, technical failures or any other factor beyond Webtalk's reasonable control impairs the integrity or proper functioning of the Contest, as determined by Webtalk in its sole discretion. Webtalk reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the Contest or to be acting in violation of these Official Rules or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Contest may be a violation of criminal and civil law, and, should such an attempt be made, Webtalk reserves the right to seek damages from any such person to the fullest extent permitted by law. Webtalk's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
  8. Limitations of Liability: The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment or programming associated with or utilized in the Contest; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Contest; (4) technical or human error which may occur in the administration of the Contest or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant's participation in the FTF Contest or receipt or use or misuse of any prize. If for any reason an entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant's sole remedy is another entry in the FTF Contest, provided that, if it is not possible to award another entry due to discontinuance of the Contest, or any part of it, for any reason, Webtalk, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for the prize offered herein. No more than the prize will be awarded. Webtalk reserves the right to award only the stated prize by a random drawing among all legitimate, un-awarded, eligible prize claims.
  9. Disputes: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Webtalk in connection with the Contest, shall be governed by, and construed in accordance with, the laws of the State of Florida without giving effect to any choice of law or conflict of law rules (whether of the State of Florida or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Florida.

THE WEBTALK FRIENDS-THAT-FUND CONTEST OFFICIAL RULES Official Rules NO PURCHASE NECESSARY. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.

  1. Eligibility: The Webtalk Friends That Fund (FTF) Contest (the Contest) is open to legal residents of the US and most other countries who are at least eighteen (18) years old at the time of entry. Employees of Webtalk and its affiliated marketing partners as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. Subject to all applicable federal, state, and local laws and regulations. Void where prohibited. Participation constitutes entrant's full and unconditional agreement to these Official Rules and Webtalk's decisions, which are final and binding in all matters related to the Contest. Winning is contingent upon fulfilling all requirements set forth herein.
  2. Timing: The Contest begins on July 15, 2011 and ends when Webtalk has reached one-million (1,000,000) members after the official launch of Webtalk.org or July 14, 2012, whichever comes first. (the "Promotion Period").
  3. How to Enter: Pre-register / register for Webtalk.org by entry deadline. Additional entries will be awarded for Webtalk new member referrals made by an existing Webtalk member if the referral is made by the entry deadline. A Webtalk member is someone who has completed Webtalk's new member registration process in its entirety. Referrals must be made by using the profile URL assigned to each user, which allows Webtalk to track the amount of referral entries awarded.
  4. Grand Prize Drawing: Webtalk will randomly select the potential FTF Contest winner from all eligible entries received during the Promotion Period, on or around July 15, 2012. If a potential winner cannot be contacted within 10 business days, potential winner forfeits prize. Potential winner must continue to comply with all terms and conditions of these Official Rules, and winning is contingent upon fulfilling all requirements. In the event that a potential winner is disqualified for any reason, Webtalk will award the applicable prize to an alternate winner by random drawing from among all remaining eligible entries. Only three (3) alternate drawings will be held, after which the prize will remain un-awarded.
  5. Prize: $10,000 CASH. Prize is non-transferable and no substitution will be made. Winner is responsible for all taxes and fees associated with prize. 6. Release: By receipt of Prize, winner agrees to release and hold harmless Webtalk, and its respective subsidiaries, affiliates, suppliers, distributors, advertising/promotion agencies, and prize supplier, and each of their respective parent companies and each such company's officers, directors, employees and agents (collectively, the "Released Parties") from and against any claim or cause of action, including, but not limited to, personal injury, death, or damage to or loss of property, arising out of participation in the Contest or receipt or use or misuse of the prize.
  6. Publicity: Except where prohibited, participation in the Contest constitutes winner's consent to Webtalk's and its agents' use of winner's name, likeness, photograph, voice, opinions and/or hometown and state for promotional purposes in any media, worldwide, without further payment or consideration.
  7. General Conditions: Webtalk reserves the right to cancel, suspend and/or modify the Contest, or any part of it, if any fraud, technical failures or any other factor beyond Webtalk's reasonable control impairs the integrity or proper functioning of the Contest, as determined by Webtalk in its sole discretion. Webtalk reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the Contest or to be acting in violation of these Official Rules or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Contest may be a violation of criminal and civil law, and, should such an attempt be made, Webtalk reserves the right to seek damages from any such person to the fullest extent permitted by law. Webtalk's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
  8. Limitations of Liability: The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment or programming associated with or utilized in the Contest; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Contest; (4) technical or human error which may occur in the administration of the Contest or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant's participation in the FTF Contest or receipt or use or misuse of any prize. If for any reason an entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant's sole remedy is another entry in the FTF Contest, provided that, if it is not possible to award another entry due to discontinuance of the Contest, or any part of it, for any reason, Webtalk, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for the prize offered herein. No more than the prize will be awarded. Webtalk reserves the right to award only the stated prize by a random drawing among all legitimate, un-awarded, eligible prize claims.
  9. Disputes: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Webtalk in connection with the Contest, shall be governed by, and construed in accordance with, the laws of the State of Florida without giving effect to any choice of law or conflict of law rules (whether of the State of Florida or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Florida.

Webtalk, Inc., a Delaware corporation, (" Company" or " we" or " us") provides Webtalk.com web site (" Webtalk.com" or the " Site") and the Company services (collectively the " Services") to you, the user, subject to compliance with these terms and conditions. Company has other rules, policies and proceduresrelating to the Site and the services generally.

Use of this Site is limited to users who are 18 years of age or older. If you are 15 years of age or under 18 years of age you must have parental consent to use of this Site. If you are under the age of 15 years of age you are hereby prohibited to use this site and if done so without authorization by us is in violation of the Terms of Use.

1.     Use of Web Site. The Company services are provided by Company for users of the Site (" Users") to provide information and services relating to Professional and Social Networking, E-Commerce and other services as may be offered from time to time (our " Services"). As a condition to your use of the Site, you agree that you will not: (i) use the Site or Company services to infringe the intellectual property rights of others in any way; (ii) use the Site or Company services or make any attempt to penetrate, modify or manipulate the Company Web site or Company services or any of Company's hardware or software in order to: invade the privacy of, obtain the identity of, or obtain any personal information about (including but not limited to IP addresses of) any Company account holder or user, or modify, erase or damage any information contained on the computer of any user connected to the Company services; or (iii) reverse engineer any portion of the Company services.

2.     Copyrights. All copyrightable aspects of the Site, as well as all content included on this Site, such as text, graphics, logos, training information, forms, audio or visual materials, performances, the compilation of all content on this Site, button icons, images, audio clips, digital downloads, data compilations, and software (both object and source code) (" Copyrights"), is the proprietary property of Company or its suppliers and protected by United States and international copyright laws. We or our licensors claim copyrights in all aspects of the Copyrights. You will not claim or contest our or our licensors license or ownership in and to the Copyrights. You will only use the Copyrights in the manner we designate or approve. We may revoke or terminate your permission to use the Copyrights in any manner at any time.

You are only authorized to visit, view and retain a single copy of pages of the Site solely for your own individual, noncommercial use, and that you will not duplicate, download, publish, modify or otherwise distribute any material on the Site for any purpose other than for your own individual, noncommercial use unless otherwise specifically authorized by Company. We post legal notices and various credits on pages of the Site and Company services, which may not be removed even in your permitted copy. Accordingly, you agree not to remove these notices or credits, or any additional information contained along with the notices and credits. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this site.

3.     Trademarks. The registered Trademarks, WebTalk®, as well as state or common law trademarks service marks, trade dress or logos used by the Company (the " Marks") on the Site are owned or licensed by Company. Company's Marks may not be used in connection with any product or service that is not Company's, in any manner that is likely to cause confusion, or in any manner that disparages or discredits Company. All other trademarks, product or service names, brand names, company names and/or logos that may appear on this Site which are not owned by the Company are the property of their respective owners. You will not contest the Company's or its licensors' rights or license in and to the Marks. You will not use any of the Marks in any manner not expressly authorized by the Company. Company may terminate its permission to you to use the Marks at any time upon notice to you.

4.     Submissions. All content including but not limited to, statements, remarks, suggestions, ideas, graphics, feedback, concepts, comments, illustrations and other materials that are communicated by you to Company, or posted on Webtalk.com (together, the "Submissions") shall be the property of Company, and you waive all of your rights, whether known or unknown or hereafter existing in Submissions. Except as described in our Privacy Policy, Company is not required to treat any Submissions as confidential, and will not be liable any future use by Company. Company may use Submissions for any commercial or other purpose whatsoever without compensation to you or any other person, sending or posting the Submissions. You are completely responsible for the content of the Submissions and agree to defend, indemnify and hold Company and any of its related, affiliated, subsidiary companies, officers, agents, partners and employees harmless from any damages, losses, costs, or any other expenses, including attorney fees, which Company may incur as a result of your Submissions. Company retains the right to review and delete any Submissions, which Company, in its sole discretion considers illegal, offensive, faulty, suspicious, or otherwise inappropriate or which violate this Agreement, or any other agreement, related to the Webtalk.com.

5.     Prohibited Activities on the Site. It is a condition of your use of the Company services and this Site that you do not restrict or inhibit any other user from using and enjoying the Company services or any Company property or system, or use the Site or any of the services to:

i.    Engage in or encourage fraudulent conduct or conduct that would constitute any other criminal offense or give rise to civil liability;

ii.  Distribute in any manner any harmful, obscene or otherwise illegal or objectionable material of any kind;

iii. Spoof or otherwise impersonate any individual or entity, or forge, delete or alter any part of TCP/IP packet header information in any e-mail or other posting;

iv. Violate or attempt to violate, the security of the Company services; or

v.   Assist or permit any persons in engaging in any of the activities described above.

6.     Consequences of Unacceptable Use. We reserve the rights to investigate and to involve and cooperate with law enforcement authorities, and to pursue a civil lawsuit or criminal prosecution for any alleged or actual illegal activities involving this Site or any of the Company services. We reserve the right to deny or revoke access to this website or any part of it thereof, at any time in our sole discretion, with or without cause. Your access to Webtalk.com will terminate upon the termination of this Agreement for any reason.

7.     Information You Submit. We use the e-mail address and other information you submit to us to respond to your inquiries for information or requests for services. Our use of any Information you submit to us in order to use the services is subject to the terms and conditions of our Privacy Policy. Nonetheless, Webtalk.com reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request or avoid liability.

When you fill forms online and use some areas of our Site and services, you agree to provide Company current, complete, true and accurate information as required to complete the online form. You agree not to use a false or misleading name or a name that you are not authorized to use. If Company suspects that such information is untrue, inaccurate, not current or incomplete, Company may refuse you access to our services, and pursue any appropriate legal remedies.

As a means for making the Site more accommodating of your needs, this Site may contain links to third party sites which provide information and/or services that we think might be useful to you. When you follow links to any third party website, your use of such website will be subject to the terms and conditions posted on that website. Company takes no responsibility and assumes no liability for any content posted by any third party or any third party website.

Use of your personally identifiable information and other information that you submit or that we collect are governed by the Company's Privacy Policy, which you may review by clicking Privacy Policy on Webtalk.com. The terms of the privacy policy are incorporated into this agreement by this reference.

8.     Monitoring. We may monitor and review any areas on this Site, where users transmit or post communications or communicate solely with each other, for the purpose of promoting Site's efficiency, usefulness and appropriateness of use. However, Company does not undertake the duty to monitor or review every posting or communication, and we disclaim any liability, related to the content of such posting or communications, whether or not arising under the laws of copyright, trademarks, libel, privacy, obscenity, or otherwise.

While we may monitor the content of communications from time to time, Company does not endorse, encourage, verify, or necessarily agree with the comments, opinions, or statements, posted on the Site. Any information or materials placed on-line, including advice or opinions, are solely the views and responsibility of those who posted such statements, and do not represent our views. We, in our sole discretion, reserve all rights to discontinue our service to any user at any time. We are not responsible for screening, policing, editing, or monitoring the Site. It is strictly forbidden to place on the Site any posting with adult content. Nudity and vile language are considered to have adult content. Additionally, Company strictly prohibits harassing behavior and cyber stalking. If any of Site's users post on the Site anything that contains prohibited content, the account of the offending user will be deactivated without warning and compensation.

9.     Links. At certain places on the Site, links to other Internet addresses may be accessed. Such external Internet addresses contain information, created, published, maintained, or otherwise posted by organizations, which are independent of Company. Company does not endorse, approve, certify, maintain, or control these external Internet addresses and does not guarantee the accuracy, completeness, effectiveness, timelessness, or correct sequencing of information, located at such addresses. Use of any information, obtained from external Internet addresses, is voluntary and, and reliance on it is at the users sole risk. Neither the inclusion of any link, the reference therein to any specific commercial product, process, or service by trade name, trademarks, service marks, or otherwise constitutes or implies endorsement, recommendation or favoring of Company.

There may be circumstances, when access to the Site is provided by a hypertext link, located at another website. Company has no responsibility for the content of such other website, Company does not make any representations or give any warranties or conditions with respect to any information, contained in or at such other website, and Company shall not be liable for any damages or injury, arising from the content of or access to such website. We do not endorse the individuals, companies or other entities, or any products or materials that are associated with the individuals, companies, or other entities that provide hypertext link to Company's Site.

10.   Warranty Disclaimers. YOU ACCESS AND USE THE SERVICES AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR NON-MISAPPROPRIATION OF INTELLECTUAL PROPERTY RIGHTS OF A THIRD PARTY, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, ACCURACY OF INFORMATIONAL CONTENT, OR SYSTEM INTEGRATION. COMPANY DOES NOT WARRANT THAT THE SITE AND ANY SERVICES WILL BE AVAILABLE OR OPERATE IN AN UNINTERRUPTED OR ERROR-FREE MANNER OR THAT ERRORS OR DEFECTS WILL BE CORRECTED. IN ADDITION, COMPANY DOES NOT WARRANT THAT INFORMATION AVAILABLE ON OR THROUGH THE SITE ARE APPROPRIATE, ACCURATE OR AVAILABLE FOR USE IN ANY PARTICULAR JURISDICTION, AND ACCESSING THEM FROM JURISDICTIONS WHERE THEIR CONTENTS ARE ILLEGAL IS EXPRESSLY PROHIBITED. Some jurisdictions do not allow exclusion of implied warranties, so the above exclusions may not apply to you.

11.   Limitations of Liability. YOU EXPRESSLY UNDERSTAND AND AGREE THAT COMPANY SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING OUT OF OR IN ANY WAY RELATED TO THIS AGREEMENT OR THE USE OF ANY OR ALL OF THE SERVICES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS, IN WHOLE OR IN PART, HELD TO BE INAPPLICABLE OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF COMPANY FOR ANY REASON AND UPON ANY CAUSE OF ACTION (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, STRICT LIABILITY AND OTHER ACTIONS IN CONTRACT OR TORT) ARISING OUT OF OR IN ANY WAY RELATED TO THE SITE, THE SERVICES OR THIS AGREEMENT SHALL BE LIMITED TO YOUR DIRECT DAMAGES ACTUALLY INCURRED UP TO TWO HUNDRED AND FIFTY DOLLARS ($250).

THE LIMITATION OF LIABILITY HEREIN APPLIES TO ALL LIABILITIES IN THE AGGREGATE, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM YOUR USE OR YOUR INABILITY TO USE THE SITE OR ANY OTHER PART OF THE SERVICES, OR ANY OTHER MATTER ARISING FROM OR RELATING TO THE SITE. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. if YOU ARE a COMPANY DOING BUSINESS IN CALIFORNIA, USER HEREBY waives California Civil Code ¤1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

12.   Indemnity of Company. You agree to indemnify and hold Company harmless, and, at Company's request, to defend Company from and against any claim, demand, cause of action, debt, loss or liability, including reasonable attorneys' fees, to the extent that such action is based upon, arises out of, or relates to: (i) your use of (or inability to use) the Services; (ii) your violation of the terms and conditions of this Agreement; (iii) the infringement by you, or any other person using your password and account, of any right of any person or entity; or (iv) any other activities of yours accomplished using the Services.

13.   Applicable Laws. This Site is controlled by Company from its offices within the State of Florida and the substantive laws of the State of Florida will govern these disclaimers, terms, and conditions, without regard to any conflict of laws provisions. Company makes no representation that materials in the Site or the Company services are appropriate or available for use in other locations or territories where their content or use is illegal is prohibited. Users accessing this Site from other locations are responsible for compliance with applicable local laws.

14.   Dispute Resolution. Any controversy or dispute between you and Company, concerning Company, our services, or the Site, shall be governed by the following Dispute Resolution procedure:

i.    First, the controversy or dispute shall be decided by the panel of three (3) members of Company's administration, who will be selected by Company to resolve such controversy or dispute.  After considering the recommendations of the panel, Company will make the final decision, regarding resolution of the controversy or dispute.  Company shall not be bound to the recommendations of the panel deciding the controversy or dispute in its sole discretion;

ii.  If the user (you) does not agree with Company's decision, the user may request that the dispute be submitted to mediation. Both parties shall make a good faith effort to resolve the dispute at mediation. Each party shall bear all of its own costs of mediation in advance, except that the fees of the Mediator shall be divided equally. Mediation will take place in Saint Petersburg, Florida. The mediator will be selected by Company, in accordance with the following criteria:  (i) the Mediator shall be a neutral professional, who has a minimum of three (3) years experience in practicing civil mediation; (ii) the mediator must declare that a minimum of twenty-five (25) percent of his/her professional efforts are dedicated to Alternative Dispute Resolution (ADR) practice; and (iii) the mediator must have mediated at least fifty (50) civil disputes, excluding pro bono.

iii. Furthermore, if such controversy or dispute is not resolved at mediation after a good faith effort is made by both parties, it shall be submitted arbitration. If the amount of the award does not exceed the sum of Fifty Thousand and No/100 Dollars ($50,000.00) U.S. dollars, the arbitration shall be final and binding, and serves as the sole and exclusive remedy for the controversy or dispute.  Any claim, if at all, shall be made by filing a demand for arbitration within one (1) year, following the occurrence that has given rise to the claim. The rights and duties of the parties to resolve disputes by arbitration shall be governed exclusively by the Federal Arbitration Act, and arbitration shall be conducted in accordance with the Commercial Rules of the American Arbitration Association, with the exception to the rules governing selection of the Arbitrator. The arbitration will be held in Saint Petersburg, Florida. Each of the parties shall bear all of its own costs of arbitration, except that the fees of the Arbitrator shall be divided equally between the parties. The Arbitrator shall have no authority to amend or modify the terms and conditions of this Agreement, or any other of the Company's agreements or policies. The Arbitrator, also, has no authority to award punitive, exemplary or consequential damages. The award of the Arbitrator may be enforced by judgment obtained in any court of competent jurisdiction in the United State of America. Before, during, or after arbitration, Company shall have the right, without awaiting the outcome of the arbitration, to seek interim injunctive relief from an appropriate court, including but not limited to temporary restraining orders or preliminary injunctions. Seeking such remedies shall not be deemed a waiver of either party's right to compel arbitration. The arbitrator will be selected by Company, in accordance with the subsequent criteria: (i) the arbitrator shall be a licensed attorney in the State of Florida, who has a minimum of three (3) years of experience in practicing arbitration; and (ii) the arbitrator shall have sufficient knowledge of E-Business and marketing.

iv. You agree that regardless of any statute or law to the contrary, any claim of action, arising out of or related to use of this Site or Company's Services, must be filed within one (1) year after such claim or cause of action arose or be forever barred. You hereby waive all claims that any other statutes of limitations applies YOU HEREBY WAVE ANY AND ALL RIGHTS TO A TRAIL BY JURY, REGARDING ANY CONTROVERSY OR DISPUTE RELATED TO OR ARISING UNDER THIS AGREEMENT.

15.   Miscellaneous. Company may amend these Terms of Use or any other notices, policies, terms and conditions on this Site at any time by updating this posting or otherwise posting the changes to this Site. Accordingly, you should visit this Site from time to time to review the then-current and effective terms and conditions because they are binding on you. Certain provisions of these terms and conditions may be superseded by expressly designated legal notices or terms located on particular pages at this Site or in conjunction with Company's software or the Company services. No delay or failure to take action under such terms and conditions will constitute a waiver by Company unless expressly waived in writing by a duly authorized officer of Company.

16.   Severability. If any provision of this Agreement shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect.

17.   Other. Software from this Site is further subject to the United States' export controls. No software may be downloaded from this Site or otherwise exported or re-exported (a) into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods; or (b) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By accessing this Site, downloading or using software on the Site, you represent that and warrant that you are not located in, under control of, or a national or resident of any such country or on any such list.

BY USING OR ACCESSING WEBTALK.COM OR COMPANY'S SERVICES YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE LEGALLY BOUND BY THESE TERMS OF SERVICE.

Webtalk.org (“ Webtalk.org” or “ Site”) is owned by Webtalk, Inc. (“ Company” or “ we” or “ us”), and a Delaware corporation, based in the State of Florida. Our mission is to help you connect with other people on personal and professional levels. We work to fulfill this mission by helping you, your connections, and all members of Webtalk.org to meet, have fun, exchange ideas, learn, make deals, find opportunities or employees, work, and make decisions in a network of trusted relationships and groups. Therefore, we are committed to protecting the privacy of our visitors, users and subscribers (individually and collectively, “ you” or “ Members”), and we have created Webtalk.org’s Privacy Policy (“ Privacy Policy” or “ Policy”) to demonstrate our commitment.

Being a Member means sharing information about you with other people, communicating with them on personal or professional levels. But, the amount and type of information you decide to share, and with whom you share it, is up to you. We do not release or share personally identifiable information about our Members without their permission.

Please note that we review and modify our privacy practices from time to time and those practices are subject to change. We encourage you to visit this page frequently to stay informed. We will notify our Members, through their last known email address on file with Webtalk.org, of any material changes to our Privacy Policy.

Changes to this Policy may affect our use of the information that you have provided to us prior to our notification to you of the changes. If you do not wish to permit changes in our use of your information, you must notify us that you do not wish to permit changes in our use of your information, or deactivate your account immediately upon learning of such changes. The changes to our Privacy Policy become effective at the moment they are posted on the Site. If you continue using your Services after any changes to our Privacy Policy have become effective, we will deem your continuous use of this Site or any of its Content to represent your consent to such changes and agreement to be bound by the modified Privacy Policy.

1.     Definitions. Under this Privacy Policy the terms used have the following definitions:

i.      “Visitor” is a person who browses the Site without using any part of it and who does not participate in any program or plan, offered on the Site;

ii.     “User” is any person, uses any part of the Site, and/or participates in any program or plan, offered on or through the Site on free-of-charge basis;

iii.   “Subscriber” is a user of the Site, who pays monthly fees in consideration of receiving enhanced features and services that are not available to non-paying users;

iv.    “Subscription” is the permit to use certain features of the Site, given in consideration of payment of monthly fees, contingent on the type of the services provided;

v.     “Service” means providing the User with an opportunity to use the Site’s features;

vi.    “Content” means any information or data, provided, stored, or displayed on the Site;

vii.  “Notice” means an announcement, provided in writing only;

viii. “Person” means an individual or a business entity.

2.     Information We Collect. When you become a Member or when you contact us, and at other times, such as when paying Subscriber’s fee, we will collect ''personally identifiable'' information and ''non-personally identifiable'' information from you. Only persons, who provide us with the requested personally identifiable information, will be eligible to utilize our Services.


Personally Identifiable Information.
''Personally identifiable'' information is information that we collect from you such as your name, employer, telephone and fax numbers, and e-mail address. If you are a Subscriber, your personal information will include billing information such as postal address and a credit card number. Unauthorized access to or disclosure of personal information, is a violation of this Privacy Policy, and is strictly prohibited.

We use your information for registration and customer service, such as to provide you with information you may request, and to send you our e-mail publication, or other correspondence or information that we think may be of interest to you, and to contact you regarding your account with us. We may also use the information that you provide to communicate information about new products and services. We also use your information for internal research purposes. This allows us to better understand your needs and to provide you with better service.

You have the ability to change or correct certain information in our records, such us contact information by signing into your account and going to your profile page. You also can deactivate your account with Webtalk.org. After the deactivation of your account, we will remove your name and other personally-identifiable information from our publicly-viewable database. However, your personal information will be stored in our internal, non-publicly available database for the period of twenty-four (24) months for the purpose of averting account fraud. The stored information will not be shared with the public and will be used internally only, within the Company, as a check mechanism that prevents the same person from creating two separate accounts. If you have any questions about correcting or changing your personal information, or account deactivation, please contact us by sending an email to privacy[at]Webtalk.org or by writing to the following address: Webtalk.org, P.O. Box 3176, Saint Petersburg, Florida , U.S.A.

We do not collect any personally-identifiable information from you unless you knowingly and willingly provide it to us.

a.     Non-Personally Identifiable Information. ''Non-personally'' identifiable information is information that we collect from you that cannot be used to identify or contact you, such as your site-browsing patterns or demographic information.

We collect non-personally identifiable information to help us, among other things, to monitor our internal operation. When visitors come to our Site, we may collect and aggregate non-personally identifiable information, indicating such information as the pages that they visited the order in which they were visited, and which hyperlinks they clicked. We, sometimes, use the non-personally identifiable information that we collect to improve the design and content of the Site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze how visitors and Members use and navigate our Site, as well as to offer you products, programs, or Services

Collecting non-personally identifiable information involves the logging of an Internet Protocol (“IP”) address, a numerical label that is assigned to the computer, which you have used to log into our Site. IP address does not personally identify the visitor because it only provides the geographic location of the visitor’s point of connectivity and his or hers Internet Service Provider.

We also collect non-personally identifiable information from you by tracking your use of the Site, often through the use of cookies. A ''cookie'' is a small data file that is sent to your browser from a web server that you access and which is stored on your computer's hard drive. This data file may contain information (such as a unique user ID) that a web site may use to track certain things. Once you have logged in, cookies will provide information to the Site so that you will not have to re-enter your password each time that you access a password-protected area of this Site. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information. However, once you choose to furnish the Site with personally identifiable information, this information may be linked to the data, stored in the cookie.
 
Preference and options configurations in your browser determine if and how a cookie will be accepted. You can change those configurations on your computer if you desire. You can do this through your browser (like Internet Explorer or Netscape Navigator) settings. Each browser is a little different, so look at your browser’s “Help” menu to learn the correct way to modify your cookies. By changing your preferences, you can choose to accept all cookies, or have your computer warn you each time a cookie is being sent, or you can choose to reject all cookies. If you choose to reject cookies, you will be required to re-enter your information frequently when you navigate our Site.


As part of their basic functionality, most browsers provide information about the operating system (e.g., Windows Vista or Mac OS X), web browser version (e.g., Internet Explorer, Netscape), and Internet Protocol address of the computer station they are running on and the domain name of your Internet service provider (e.g., Verizon, AT&T). This information is available to every website, which a user visits. 

3.     How We Use Your Information

a.      Registration; Creation of an Account. When you join Webtalk.org, you will register on our Site by providing your actual name, valid physical mailing address, valid return email, your date of birth and gender. When you register as a business, we will ask you to provide the name of the business, a valid email address, associated with this business, mailing address, the type of business, and your checking account or a credit card number. The name on the checking account or on the credit card must match the name of the business entity, which you used to register on our Site.

b.     Creation of a Profile. After you create an account with Webtalk.org, we will ask you to build one or more profiles. Some of the profiles will be free; others will be paid profiles, with enhanced features such as “Professional” and “Dating” profiles. When you create your profiles, we may ask you to provide information about yourself or your business, your personal interests, education or job (collectively “Voluntary Data”). You will choose the type and the extensiveness of the Voluntary Data you wish to provide. The Voluntary Data will be available to all other users and visitors of the Site, unless you elect to make that data private and make it accessible only to the specific people or entities in your contact list.

We advise you to be cautious when you post any personal information in newsgroups, chat rooms, or other public forums because this information will be open to all participants of the public forums.

4.     How We Share Information With Others

a.     All Accounts. We may hire agents and contractors to perform services on our behalf including, without limitation, facilitating some aspects of our web site, sending e-mail to you, and handling our billings, collections and renewals. These other companies may be supplied with or have access to your personally identifiable information for the purpose of providing these services to us or on our behalf.

 
Agents and contractors of the Company who have access to personally identifiable information are required to protect this information in a manner that is consistent with this Privacy Policy by, for example, not using the information for any purpose other than to carry out the Services that they are performing for the Company and as otherwise required by law.

 
We may disclose and use your information in special circumstances when we believe in good faith that such disclosures: (a) are required by law, including, for example, to comply with a court order or subpoena; or (b) will help to enforce our agreements with you; protect your safety or security, including the safety and security of property that belongs to you; and/or, protect the safety and security of this Site, our Company, and/or third parties, including the safety and security of property that belongs to the Company or third parties.

 
In the event that all of our business assets are transferred to or acquired by another company, your information may be one of the transferred assets.

b.     Links. This Site may contain links to other sites that may have dissimilar to ours information practices. We are not responsible or liable for the information collection practices or content of such linked sites. You should consult the other sites' privacy policies, as we have no control over information that is submitted to, or collected by, these third parties.

c.      Opt-Out Option. You have the opportunity, before the time your personal, non-public information is initially disclosed to a non-affiliated third party, to direct us that such information not be disclosed to such third party. We will notify you at the last email address that you have provided to us about our intent to disclose your personal, non-public information with a non-affiliated third party. You will have five (5) business days to notify us that you would like to “opt-out” from the disclosure by sending your request to opt-out[at]Webtalk.org, with “Opt-Out” as a subject line. If we receive your request in a timely fashion, within five (5) business days, we will honor it. However, if you fail to exercise your “opt-out” option within five (5) business days after receiving our notification of intent, we will interpret your silence as consent to the disclosure.

Please note, that this subsection shall not prevent us from providing nonpublic personal information to a non-affiliated third party to perform services or functions on our behalf, including marketing of our services or products, or services or products offered pursuant to joint agreement(s) between us and the non-affiliated third party, when we enter into a contractual agreement with the third party that requires the third party to maintain the confidentiality of such.

d.     Advertising and Web Beacons. To support the services we provide at no cost to our users, as well as provide a more relevant and useful experience for our users, we serve our own ads and also allow third party advertisements on the site. These advertisements are targeted and served to Members, by both Webtalk.org and other companies, called ad networks. Ad networks include third party ad servers, ad agencies, ad technology vendors and research firms.

Advertisements on the Site may target Members, who fit a certain general profile category (e.g., “product managers in Florida”) or may be based on anonymous information inferred from a Member’s profile (e.g., industry, compensation bracket, gender, age, ethnic origin, nationality, religion, or other aspects of your life) in addition to the Member’s use of our Site. The Company does not provide personally identifiable information to any third party ad network.

To increase the effectiveness of ad delivery, we may include a file, called a web beacon, from an ad network within pages served by the Company. The web beacon allows the ad network to provide non-personally identifiable, aggregated auditing, research and reporting for advertisers. Web beacons also enable the ad networks to serve ads to you when you visit other websites. Because your web browser must request these advertisements and web beacons from the ad network’s servers, these companies can view, edit or set their own cookies, just as if you had requested a web page from their site.

You may opt-out of use of web beacons in Webtalk.org pages that you view and of placement of a cookie by ad networks in your browser. To opt-out, please, email to opt-out[at]Webtalk.org. If you opt-out you may lose certain functionality of our services, as well as the potential benefit of receiving ads that are targeted to your interests which, in turn, may limit your ability to fully realize the benefits of our Services to build and leverage your professional network.

e.      Webtalk.org’s Message Boards. If you provide any testimonials about the Webtalk.org Services or place advertisements through the Site’s Message Boards, we may post those testimonials and examples of advertisements you place in connection with our promotion of these services to third parties. Testimonials and advertisements may include your name and other personal information that you have provided.

f.      Security. While at Webtalk.org, your information can be accessed through your username and password or, if you selected the ''auto login'' feature, you will be able to log into your account through the unique identifier stored on your computer.
 
The personally identifiable information that we collect about you is stored in limited access servers, password protected and accessible by only a limited number of our personnel. We will maintain additional safeguards to protect the security of your personally identifiable information. Although we take these measures to protect the security of your information, no security measures are perfect or impenetrable and we cannot guarantee the security of any information you transmit to us. You transmit such information at your own risk and agree that we will not be liable for any damages or injury that may result from unauthorized access to or use of your information.
 
To protect your privacy and security, we will take reasonable steps to help verify your identity before granting access or making corrections.

5.     How to Contact Us. If you have any questions or concerns about our online Privacy Policy for this Site or its implementation, please contact us by sending an email to privacy[at]Webtalk.org or by sending us a letter at the following address: Webtalk.org, P.O. Box 3i76, Saint Petersburg, Florida , U.S.A.